Prepping for divorce or breakup (Part 2): Build your support team
Attempting to navigate a divorce or major breakup in isolation is a tactical error. The emotional and logistical load is too heavy for one person to carry without buckling. You cannot and should not go through this alone. Assemble a team of experts and trusted allies to have your back. Isolation leads to bad deals. Without objective advice, you are liable to make decisions based on guilt, fear, or exhaustion—decisions that will affect your finances and custody arrangements for decades. You cannot and should not go through this alone. Assembling a team of experts and trusted allies ensures you have a shield against the chaos, clarity in the courtroom, and a safe harbor for your emotions.
The Readiness Audit
Who is in your corner right now?
- 🟢 Green: You have retained a lawyer, scheduled a therapy session, and identified 2 trusted friends who know the truth.
- 🟡 Yellow: You are relying entirely on your parents or one friend for legal and emotional advice (this causes their burnout).
- 🔴 Red: You are keeping it a secret and trying to “keep the peace” by listening to your ex’s advice. (Tip: Don’t do that.)
If you are Yellow or Red, execute the recruitment protocol below.
Phase 1: The Emotional Support (The Sanity Check)
This is your core team for managing the intense emotional toll of a separation so you can function.
1. The Therapist / Counselor
- Their Role: A therapist is your impartial, professional strategist for emotional well-being. They provide a confidential, safe space to process grief, anger, and fear without judgment. Their job is not just to listen, but to provide you with proven coping mechanisms, help you understand your own patterns, and guide you in building a healthy, resilient future.
- How to Find Them:
- Online Directories: Use websites like Psychology Today, TherapyDen, or Therapy for Black Girls. You can filter your search by location, insurance provider, and specialty (look for terms like “Divorce,” “Relationship Issues,” “Trauma,” or “Life Transitions”).
- Employee Assistance Program (EAP): Check if your employer offers an EAP. They often provide a set number of free, confidential counseling sessions.
- Ask for Referrals: Your primary care physician is an excellent source for referrals to trusted mental health professionals.
2. The Trusted Friends & Family (Your Inner Circle)
- Their Role: These are the people who provide comfort, validation, and a sense of normalcy. They are the ones who will sit with you in silence, bring you a meal, or make you laugh when you need it most.
- How to Choose Them: Be selective. This role is not for the friend who loves drama or the family member who gives unsolicited advice. Choose 1-3 people who are:
- Excellent Listeners: They listen to understand, not just to respond.
- Non-Judgmental: They support you without criticizing your decisions.
- Trustworthy: They can keep your confidence.
- On your side: Not your ex-partners friends or family.
- How to Use Them: Be clear about what you need. It’s okay to say, “Right now, I don’t need advice, I just really need someone to listen while I process this.”
Phase 2) The Professional Wing (Your Strategists)
This is your team for navigating the legal and financial complexities with clarity and confidence.
3. The Family Law Attorney
- Their Role: Your attorney is your legal advocate and guide. They will explain your rights and obligations regarding the division of assets, debts, custody of children, and potential support (alimony or child support). Their primary job is to protect your legal interests and help you achieve a fair settlement.
- How to Find Them:
- Get Referrals: Ask for recommendations from your therapist, financial advisor, or trusted friends who have gone through a divorce.
- Use Your Local Bar Association: They have a lawyer directory and referral service.
- Schedule Consultations: Meet with 2-3 attorneys before making a decision. This is a critical relationship. Ask about their experience, their approach (e.g., collaborative vs. aggressive), and their fees. Choose the one whose communication style makes you feel the most comfortable and confident.
4. The Financial Advisor
- Their Role: A financial advisor helps you understand the long-term consequences of your financial decisions. They can analyze settlement offers, help you create a post-divorce budget, and plan for your new financial future, including retirement and investments as a single individual.
- How to Find Them:
- Look for a Certified Divorce Financial Analyst (CDFA®). These are financial professionals who have specialized training in the financial issues surrounding divorce. You can search for one in your area on the Institute for Divorce Financial Analysts website.
Phase 3) The Safety Wing (Non-Negotiable for Abusive Situations)
5. The Domestic Violence Advocate
- Their Role: If you are leaving an abusive relationship, an advocate is your most important team member. They are experts in safety planning and navigating the specific challenges of leaving an abuser. Their services are free and confidential. They will:
- Help you create a detailed, secret safe exit plan.
- Guide you through the process of filing for a Temporary Protective Order (TPO), which is the legal restraining order.
- Connect you with safe housing (shelters), legal aid, and trauma-informed counseling for you and your children.
- Provide resources for the safety of your pets.
- How to Find Them:
- Your first call should be to the National Domestic Violence Hotline (1-800-799-7233) if you are in the US.
- For local help, search for the Local Domestic Violence Groups, which can connect you to certified shelters and advocates in your area.
The “Essential Kit” Checklist
[ ] The Therapist: Appointment booked via EAP or Psychology Today.
[ ] The Lawyer List: Three attorneys identified for initial consultations.
[ ] The Financial Pro: A local CDFA® located via the Institute for Divorce Financial Analysts website.
[ ] The “Inner Circle”: Three specific friends identified.
[ ] The Boundary Script: A pre-written text to send to friends: “Right now, I don’t need advice, I just really need someone to listen while I process this.”.
The Scenario Planner (Contingencies)
Murphy’s Law Variation 1: “I can’t afford a team of experts.”
- The Trap: Trying to be your own lawyer and therapist to save money.
- The Fix: Utilize free resources. Use your EAP for therapy. Contact local Domestic Violence groups for free legal advocacy and counseling. Contact your local Bar Association for “Legal Aid” or pro-bono services.
Murphy’s Law Variation 2: “My friends are trying to be my lawyer.”
- The Trap: Friends giving bad legal advice based on their cousin’s divorce in a different state.
- The Fix: Strict compartmentalization. Tell your friends: “I love you, but I’m letting my lawyer handle the legal strategy. I just need you to be my friend and watch a movie with me.”